Personal Loan Rates
| Pay Stretcher repay within 30 days, $35 annual fee |
18.00%APR |
|---|---|
| Share Secured - up to a 60-month term |
As low as 3.50%APR |
| Signature - up to a 48-month term |
As low as 10.55%APR |
| Overdraft Loan | As low as 10.55%APR |
*Loan rates effective 12/01/08. All loans subject to credit approval. Actual rate is based on your credit qualifications. Annual Percentage Rate (APR).
| VISA | from 7.99%* to 15.24%* Annual Percentage Rate for Purchases and Cash Advances |
|---|---|
| VISA Rewards with SCORECARD** | from 9.99%* to 17.24%* Annual Percentage Rate for Purchases and Cash Advances |
| Annual Fee | None |
| Grace Period for Purchases: | There is a 25 day grace period, calculated from the statement closing date to the payment due date, in any unpaid finance charges on Cash Advances shown on the statement to avoid a finance charge. |
| Balance Computation | Average Daily Balance Method |
| Method for Purchases: | (including current transactions) |
| Late Payment Fee: | Minimum Late Payment Fee - $15.00, 10 days after payment due date. |
| Lost/Stolen Reporting | 24/7 |
| Auto Rental Insurance | Yes |
| Returned Item Fee | $15.00 per item. |
| Card Replacement Fee | $10.00 |
| Foreign Transaction Fee | 1% of the transaction amount. |
*Rate will be based on your credit history. Contact Directions Credit Union for more details.
**ScoreCard™ Bonus Points are earned for every dollar spent when using your Directions Credit Union Visa Card. These Points can be accumulated and redeemed for great gifts, travel rewards, hotel discounts and much more! For a free ScoreCard™ Rewards catalog, please visit www.scorecardrewards.com.
Credit disclosure is accurate as of 12/01/08 and is subject to change. To find out what may have changed, call us at (419) 841-9838 or 1-888-508-2228.
